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Great interest rates and the flexibility to structure your loan so that it suits you.

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Featured Home Loans

First Home Buyers Standard Owner Occupied

Let us make your first home purchase a rewarding experience

  • Establishment fee waived ($250)
  • Valuation fee waived (up to $500)
  • Offset 100% of the balance
  • Variable 5.54%pa Interest rate
  • 5.58%pa
    Comparison rate
Apply now Learn more

First Home Buyers Basic Owner Occupied

Looking to buy your first home? We have an affordable loan for you

  • Affordable 40-year loan term
  • Establishment fee waived ($250)
  • Valuation fee waived (up to $500)
  • Variable 5.29%pa Interest rate
  • 5.33%pa
    Comparison rate
Apply now Learn more

First Home 2 Year Fixed Owner Occupied

We'll make your big purchase as seamless as possible

  • Establishment fee waived ($250)
  • Valuation fee waived (up to $500)
  • Family Support Option available
  • 2 Year Fixed 5.48%pa Interest rate
  • 5.56%pa
    Comparison rate
Apply now Learn more

Fixed Rate Owner Occupied

Lock in a competitive rate for up to 5 years

  • New Loans from $20,000 only
  • No monthly or annual fees
  • Additional repayments up to $20,000 without penalty
  • 3 Year Fixed 5.78%pa Interest rate
  • 5.68%pa
    Comparison rate
Apply now Learn more

Basic Variable Owner Occupied

A home loan that keeps things simple and saves you money

  • No Annual Fee
  • Free redraw facility
  • Minimum loan only $20,000
  • Variable 5.29%pa Interest rate
  • 5.36%pa
    Comparison rate
Apply now Learn more

Mortgage Secured Overdraft Owner Occupied

Be prepared for those unexpected expenses with our flexible overdraft account

  • Access money whenever you need
  • No annual fee
  • Free redraw facility
  • Variable 6.90%pa Interest rate
Apply now Learn more

Standard Variable Rate Owner Occupied

Our most popular Home Loan with a very attractive variable rate

  • Offset 100% of the balance
  • Redraw facility
  • Family Support Option available
  • Variable 5.54%pa Interest rate
  • 5.61%pa
    Comparison rate
Apply now Learn more

Bridging Loan

A loan that allows you to purchase your new property before you sell your existing one

  • Offset 100% of the balance
  • Free redraw facility
  • Interest only option available
  • Variable 7.00%pa Interest rate
  • 7.08%pa
    Comparison rate
Apply now Learn more

Investment Variable (Principal & Interest)

Let us help you build that residential investment property portfolio

  • New Loans from $20,000 only
  • Offset 100% of the balance
  • No monthly or annual fees
  • Variable 6.04%pa Interest rate
  • 6.11%pa
    Comparison rate
Apply now Learn more

Fixed Investment (Interest Only)

An Investment Home loan that allows you to fix your rate for 1-5 years

  • Interest Only
  • New Loans from $20,000 only
  • Additional repayments up to $20,000 without penalty
  • 3 Year Fixed 6.18%pa Interest rate
  • 6.20%pa
    Comparison rate
Apply now Learn more

Investment Variable (Interest Only)

Pay interest only repayments with this special product for investors

  • Interest Only
  • New Loans from $20,000 only
  • Offset 100% of the balance
  • Variable 6.14%pa Interest rate
  • 6.19%pa
    Comparison rate
Apply now Learn more

Fixed Investment (Principal & Interest)

An Investment Home loan that allows you to fix your rate for 1-5 years

  • Principal & Interest
  • New Loans from $20,000 only
  • Additional repayments up to $20,000 without penalty
  • 3 Year Fixed 5.98%pa Interest rate
  • 6.10%pa
    Comparison rate
Apply now Learn more

Fixed Rate Owner Occupied

Lock in a competitive rate for up to 5 years

  • New Loans from $20,000 only
  • No monthly or annual fees
  • Additional repayments up to $20,000 without penalty
  • 3 Year Fixed 5.78%pa Interest rate
  • 5.68%pa
    Comparison rate
Apply now Learn more

Basic Variable Owner Occupied

A home loan that keeps things simple and saves you money

  • No Annual Fee
  • Free redraw facility
  • Minimum loan only $20,000
  • Variable 5.29%pa Interest rate
  • 5.36%pa
    Comparison rate
Apply now Learn more

Standard Variable Rate Owner Occupied

Our most popular Home Loan with a very attractive variable rate

  • Offset 100% of the balance
  • Redraw facility
  • Family Support Option available
  • Variable 5.54%pa Interest rate
  • 5.61%pa
    Comparison rate
Apply now Learn more

Investment Variable (Principal & Interest)

Let us help you build that residential investment property portfolio

  • New Loans from $20,000 only
  • Offset 100% of the balance
  • No monthly or annual fees
  • Variable 6.04%pa Interest rate
  • 6.11%pa
    Comparison rate
Apply now Learn more

Fixed Investment (Interest Only)

An Investment Home loan that allows you to fix your rate for 1-5 years

  • Interest Only
  • New Loans from $20,000 only
  • Additional repayments up to $20,000 without penalty
  • 3 Year Fixed 6.18%pa Interest rate
  • 6.20%pa
    Comparison rate
Apply now Learn more

Investment Variable (Interest Only)

Pay interest only repayments with this special product for investors

  • Interest Only
  • New Loans from $20,000 only
  • Offset 100% of the balance
  • Variable 6.14%pa Interest rate
  • 6.19%pa
    Comparison rate
Apply now Learn more

Fixed Investment (Principal & Interest)

An Investment Home loan that allows you to fix your rate for 1-5 years

  • Principal & Interest
  • New Loans from $20,000 only
  • Additional repayments up to $20,000 without penalty
  • 3 Year Fixed 5.98%pa Interest rate
  • 6.10%pa
    Comparison rate
Apply now Learn more

How to apply

Apply Online

Ready to apply or you simply want a conditional pre-approval? Get started online in under 10 minutes.

Phone

A home loan specialist will answer all your questions and help move your application along.

Mobile Banker

Our Mobile Bankers located in NSW can come to visit you at home, at work or wherever else is convenient for you.

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Leave your details below and one of our consultants will be in touch.

 

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Guides for home buying

Footnotes:

  • 1 This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All loan applications are subject to Australian Mutual Bank Ltd normal lending criteria. Fees and charges, terms and conditions apply.
  • 2 First Home Buyers 2 Year Fixed Rate Special Offer is applicable to loan applications received on or after 16 November 2020 and is subject to change without notice. New money only with a minimum borrowing amount of $100,000. Offer available for a limited time only and may be withdrawn once portfolio is met. At the end of the fixed period the rate reverts to the Owner Occupied Standard Variable rate.
  • 3 At the end of the fixed period the rate reverts to the Owner Occupied Standard Variable rate.
  • 4 At the end of the fixed period the rate reverts to the Investment Variable Rate Home Loan with Offset.
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Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review Australian Mutual Bank Ltd Account and Access Facility Conditions of Use and Financial Services Guide before acquiring the product.

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