Special Offer 3 Year Discounted Basic Variable

A special intro rate to jump-start your home loan

3yr disc. variable* 5.44 % p.a. Interest rate 5.84 % p.a. Comparison rate

Home Guarantee Schemes

How you can buy your first home sooner

GumLeaf Basic Variable Rate Owner Occupied

Need a no frills home loan to save?

≤60% LVR 5.64 % p.a. Interest rate 5.71 % p.a. Comparison rate

GumLeaf Standard Variable Rate Owner Occupied

Take root and grow with a GumLeaf Home Loan

≤60%LVR 5.74 % p.a. Interest rate 5.81 % p.a. Comparison rate

Welcome to Australian Mutual Bank

As fraud grows in sophistication, it's important to know what to look for.

We have prepared information and tips to help identify common scams and keep you and your money safe.

Looking for a home loan?
We’ll make your big purchase as seamless as possible!

Why choose Australian Mutual Bank?

100% Customer owned

On becoming a member of our bank, you're not just a customer, you're an owner!
Ethical banking

The benefit of our members, society, and the planet drives everything we do
Friendly service

Our number one goal is to give you the best overall banking experience we can
Safe and secure

Eligible deposits are protected by the Financial Claims Scheme

Try our mobile banking app

iOS & Android available.

Latest news & articles

Tips to plan for retirement at every age

Whether you’ve just joined the workforce or you’re about to announce your retirement, there are steps you can take to build up your nest egg.

Review your saved payees for Confirmation of Payee compliance

To ensure regulatory compliance and enhance fraud protection, Australian Mutual Bank will introduce Confirmation of Payee by the end of the year. Thi...

Tropical Cyclone Alfred assistance

For members impacted by Tropical Cyclone Alfred, we're here to help. Get in contact with us to discuss available support options.

International Women’s Day 2025

Saturday 8 March 2025 marks International Women’s Day (IWD), an opportunity to stand alongside people across the globe and amplify the message that s...

Australian Mutual Bank welcomes delegation from the FSCT

On Friday, 28 February, Australian Mutual Bank had the honour of receiving a delegation from the Federation of Savings and Cooperatives of Thailand (...

"I never had such great help & service since opening an account a few years ago. I appreciate the locality of the bank within Australia. The products & rates are attractive & competitive. Keep it up. Thank you."

Francine, NSW

Australian Mutual Bank member

Australian Mutual Bank proudly supports Barnardos Australia through the Australian Mutuals Foundation.

Important information

Footnotes:

¹ Special Offer 3 Year Discounted Basic Variable Rate is applicable to loan applications received on or after the 25th October 2024 and is subject to change without notice. Not available in conjunction with any other offer. New money only with a minimum borrowing amount of $500,000 and a maximum LVR of 80%. The discounted rate is 0.50% below the Basic Variable Rate Home Loan Owner Occupied rate and will remain so for a 3 year period. At the end of the 3 year period, the rate reverts to the current offering of the Basic Variable Rate Home Loan Owner Occupied rate applicable at the time.
² This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All loan applications are subject to Australian Mutual Bank Ltd normal lending criteria. Fees and charges, terms and conditions apply.
³ Home loan information and interest rates are for new money loans only and are subject to change. Loan to Value Ratio (LVR) is the ratio or money you borrow compared to the value of the property used as security, as determined by the Bank. LVR value is determined at time of origination only.

^* 3yr disc. variable refers to 3 Year Discounted Basic Variable Rate.

^** P&I stands for Principal and Interest repayments

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Australian Mutual Bank acknowledges the Traditional Owners and Custodians of the land where our office is located in Surry Hills, Sydney as the Gadigal people of the Eora Nation. We further acknowledge the Traditional Owners and Custodians of Country from where our members and employees reside.

We extend our deep respect to Elders, past and present, and emerging Community leaders for maintaining enduring connections that protect and care for Country for a sustainable future.

Disclosures | Security | Privacy | BSB: 611 100