On becoming a member of our bank, you're not just a customer, you're an owner!
Term deposit with interest paid fortnightly or monthly is optionally available for terms of 3 months or longer at a rate of 0.10% pa below the published rate. Interest is calculated on a per annum basis. For term deposit of $1m and over, rates are by negotiation and subject to acceptance.
| Terms | Under $5,000 no new deposits |
$5,000 - $99,999.99 |
$100,000 - $249,000.99 |
$250,000 - $999,999.99 |
| 3 months | 0.30% pa | 0.45% pa | 0.50% pa | 0.55% pa |
| 4 months | 0.30% pa | 0.50% pa | 0.55% pa | 0.60% pa |
| 5 months | 0.30% pa | 0.55% pa | 0.60% pa | 0.65% pa |
| 6 months | 0.40% pa | 0.60% pa | 0.65% pa | 0.70% pa |
| 7 months | 0.40% pa | 0.65% pa | 0.70% pa | 0.75% pa |
| 8 months | 0.40% pa | 0.70% pa | 0.75% pa | 0.80% pa |
| 9 months | 0.40% pa | 0.75% pa | 0.80% pa | 0.85% pa |
| 10 months | 0.40% pa | 0.80% pa | 0.85% pa | 0.90% pa |
| 11 months | 0.40% pa | 0.85% pa | 0.90% pa | 0.95% pa |
| 12-15 months | 0.50% pa | 0.90% pa | 0.95% pa | 1.00% pa |
| 16-18 months | 0.50% pa | 0.95% pa | 1.00% pa | 1.05% pa |
| 19-21 months | 0.50% pa | 1.00% pa | 1.05% pa | 1.10% pa |
| 22-24 months | 0.60% pa | 1.05% pa | 1.10% pa | 1.15% pa |
| 25-30 months | 0.60% pa | 1.10% pa | 1.15% pa | 1.20% pa |
| 31-36 months | 0.60% pa | 1.15% pa | 1.20% pa | 1.25% pa |
