On becoming a member of our bank, you're not just a customer, you're an owner!
Term deposit with interest paid fortnightly or monthly is optionally available for terms of 3 months or longer at a rate of 0.10% pa below the published rate. Interest is calculated on a per annum basis. For term deposit of $1m and over, rates are by negotiation and subject to acceptance.
| Terms | Under $5,000 no new deposits |
$5,000 - $99,999.99 |
$100,000 - $249,999.99 |
$250,000 - $999,999.99 |
| 3 - 4 months | 0.10% pa | 0.20% pa | 0.20% pa | 0.25% pa |
| 5 - 6 months | 0.10% pa | 0.25% pa | 0.25% pa | 0.30% pa |
| 7 - 9 months | 0.10% pa | 0.25% pa | 0.25% pa | 0.30% pa |
| 10 - 11 months | 0.10% pa | 0.30% pa | 0.30% pa | 0.35% pa |
| 12 - 15 months | 0.15% pa | 0.35% pa | 0.35% pa | 0.40% pa |
| 16 - 18 months | 0.15% pa | 0.40% pa | 0.40% pa | 0.45% pa |
| 19 - 36 months | 0.15% pa | 0.45% pa | 0.45% pa | 0.50% pa |
