On becoming a member of our bank, you're not just a customer, you're an owner!
The process of purchasing your second property will have many of the same steps that applied to your last purchase, however, it can be stressful for a number of reasons. By knowing what’s involved you can be confident all will run smoothly, and also, we will be here to help you every step of the way.
A lending consultant will be in touch to answer all your questions, and progress things to the next stage. We may be able to provide you conditional approval to help you confidently bid or make an offer knowing how much you can afford. Conditional approval is valid for 90 days, but it can be renewed if you need more time.
If you are ready to buy, a fast approval is crucial so when the right property comes up, you are in a position to purchase it straight away. Our lending specialists can assist you in obtaining a full approval quickly and easily.
If you find yourself in a position where you buy your next property before you’ve sold your existing one, we can help you bridge the gap.
A bridging loan is a short-term facility that covers the financial gap between the purchase of your new property and the sale of your existing property.