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Refinancing your Home Loan

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  • Home Buying
  • Refinancing your Home Loan

Looking to refinance? We’ll explain how it works and the benefits of choosing us

Things are always changing, so it’s a good idea to make sure your home loan is keeping up with your lifestyle and needs. Regularly reviewing your mortgage to make sure it works for you is just part of being smart with your finances.

A lending consultant can answer all your questions, and guide you through the process of switching your loan to Australian Mutual Bank. Contact us now.

 

The Guide to Refinancing

Refinancing your home loan may be very rewarding and it could save you interest or time on your loan. It could also give you better features that can make life easier for you. By putting in the time and effort to understand why you are refinancing there is a good chance you will make the right decision and reap all the rewards.

Here are some things you should consider before you get started:

  • What are you looking for in a home loan?
  • What are the features of your current home loan
  • What are the costs of moving your home loan

What loan options are available?

 

Your Way Plus Owner Occupier Home Loan

Take advantage of a home loan with offset and much more with our package home loan.

  • Establishment fee waived (Normally $600)
  • Available for first home loans
  • 100% Offset facility
  • Var Rate P&I LVR up to 60% 5.84 % p.a. Interest rate
  • 6.14 % p.a.
    Comparison rate
Apply now Learn more

Your Way Owner Occupier Home Loan

Keep it simple with our basic low-rate home loan with flexible options to help you to do your home loan, your way.

  • Get the best of both worlds with fixed and variable rate options.
  • Get the security of unlimited fee-free redraw.
  • Make unlimited additional repayments on variable loans.
  • Basic Var P&I LVR up to 60% 5.84 % p.a. Interest rate
  • 5.90 % p.a.
    Comparison rate
Apply now Learn more

Not ready to apply but simply wish to make an enquiry?

Leave your details below and one of our consultants will be in touch.

 

All applications for credit are subject to our responsible lending criteria. Fees and Charges apply. You can find our Consumer Lending terms and conditions and Credit Card terms and conditions available online or from any of our offices.

Your privacy at the Bank is important to us. Please read our Privacy Framework along with our Privacy Notice and our Privacy Consent - Lending.

If you submit this form, the Bank may contact you about products and services we offer which may be of interest to you, unless you have opted out of receiving marketing communications. If you are not an existing member, and you do not take out the product or service this form relates to, the Bank will not use your personal information from this form for marketing purposes after 6 months from when you submit the form. For more information, please refer to our Privacy and Credit Reporting Policy. 

Why choose Australian Mutual Bank?

  • 100% Customer owned

    On becoming a member of our bank, you're not just a customer, you're an owner!

  • Ethical banking

    The benefit of our members, society, and the planet drives everything we do

  • Friendly service

    Our number one goal is to give you the best overall banking experience we can

  • Safe and secure

    Eligible deposits are protected by the Financial Claims Scheme

Footnotes:

  • 1 Loan to Value Ratio (LVR) is the ratio of money you borrow compared to the value of the property used as security, as determined by the Bank.
  • 2 Comparison rate warning: Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.
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Australian Mutual Bank acknowledges the Traditional Owners and Custodians of the land where our office is located in Surry Hills, Sydney as the Gadigal people of the Eora Nation. We further acknowledge the Traditional Owners and Custodians of Country from where our members and employees reside.

We extend our deep respect to Elders, past and present, and emerging Community leaders for maintaining enduring connections that protect and care for Country for a sustainable future.

Disclosures | Security | Privacy | BSB: 611 100

Australian Mutual Bank is a division of Teachers Mutual Bank Limited.

For products and services, conditions, fees and charges apply. These may change or we may introduce new features or fees and charges in the future. Full details are available on this website or on request. Lending criteria apply to approval of credit products. This information is general in nature and does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specified, the products and services described on this website are available only in Australia from or through Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL and Australian Credit Licence 238981.

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