View our variable and fixed interest rates for our Home Loans, Car Loans, Personal Loans, Green Loans and Credit Cards.

Home Loans

 

Owner Occupied

Home Loans Interest Rate Comparison Rate
First Home Buyers Basic Home Loan Variable 2.54% pa 2.57% pa
First Home Buyers Standard Home Loan Variable 2.64% pa 2.67% pa
Standard Variable Rate Home Loan Variable 2.64% pa 2.70% pa
Basic Variable Rate Home Loan Variable 2.54% pa 2.60% pa
Bridging Home Loan Variable 4.10% pa 4.17% pa
Mortgage Secured Overdraft Variable 4.00% pa N/A 
First Home Buyers 2 Year Fixed Rate Interest Rate Comparison Rate
2 Years 2 Year Fixed 1.89% pa 2.54% pa
Fixed Rate Home Loan Interest Rate Comparison Rate
1 Year 2.09% pa 2.65% pa
2 Year 1.98% pa 2.59% pa
3 Year 1.98% pa 2.54% pa
5 Year 2.64% pa 2.70% pa

Investment

Home Loans Interest Rate Comparison Rate
Investment Variable (Principal & Interest) Variable 3.14% pa 3.20% pa
Investment Variable Rate (Interest Only) Variable 3.24% pa 3.28% pa
Investment Fixed Home Loan (Principal & Interest) Interest Rate Comparison Rate
1 Year 2.34% pa 3.13% pa
2 Year 2.23% pa 3.05% pa
3 Year 2.23% pa 2.97% pa
5 Year 2.89% pa 3.10% pa
Investment Fixed Home Loan (Interest Only) Interest Rate Comparison Rate
1 Year 2.54% pa 3.24% pa
2 Year 2.43% pa 3.19% pa
3 Year 2.43% pa 3.15% pa
5 Year 3.09% pa 3.24% pa

 

Personal Loans

Personal Loans Interest Rate Comparison Rate
Personal Loan (Unsecured) 7.99% pa 8.20% pa
Term Deposit Secured Loan 4.45% pa 4.65% pa

 

Green Loans

Green Loans Interest Rate Comparison Rate
Green Loan 6.10% pa 6.10% pa

 

Car Loans

Car Loans Interest Rate Comparison Rate
New Car Loan 6.45% pa 6.66% pa

 

Credit Cards

Visa Credit Card Rate p.a.
Purchase Interest Rate 10.49% pa
Balance Transfer Rate 10.49% pa
Cash Advance Interest Rate 15.49% pa

Why choose Australian Mutual Bank?

Footnotes:

  • 1 This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All loan applications are subject to Australian Mutual Bank Ltd normal lending criteria. Fees and charges, terms and conditions apply.
  • 2 First Home Buyers 2 Year Fixed Rate Special Offer is applicable to loan applications received on or after 16 November 2020 and is subject to change without notice. New money only with a minimum borrowing amount of $100,000. Offer available for a limited time only and may be withdrawn once portfolio is met. At the end of the fixed period the rate reverts to the Owner Occupied Standard Variable rate.
  • 3 At the end of the fixed period the rate reverts to the Owner Occupied Standard Variable rate.
  • 4 At the end of the fixed period the rate reverts to the Investment Variable Rate Home Loan with Offset.
  • 5 Loan available for all purposes except debt consolidation. New loans only - no payout of existing Australian Mutual Bank loans.
  • 6 Comparison rate based on a $30,000 loan over 5 years unsecured. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
  • 7 Based on a secured variable rate loan. New loans only - no payout of existing loans.

Rates effective 1st August 2021