View our interest rates for our Transaction, Savings, and Term Deposit Accounts.

Transaction Account Rate p.a.
All balances 0.00% pa  
Savings Motivator Rate p.a.
Highest rate available (includes standard interest + bonus interest) 2.45% pa
Bonus Interest 2.35% pa
Standard Interest 0.10% pa
Pensioner Aware Account Rate p.a.
$0 - $1,999.99 0.01% pa
$2,000.00 - $49,200.00 1.15% pa
Portion above $49,200.00 1.50% pa
iNet Savings Account Rate p.a.
 $0 - $1,999.99 1.80% pa
 $2,000.00 and over 1.80% pa
Young Saver Account Rate p.a.
$0 - $5,000.00 4.75% pa  
$5,000.01 - $10,000.00 2.00% pa
Portion above $10,000.00 0.01% pa
Terms Under $5,000
no new deposits *
$5,000 - 
$99,999.99 *
$100,000 - 
$249,999.99 *
$250,000 - 
$999,999.99 *
3 months 1.80% pa 2.40% pa 2.45% pa 2.50% pa
4 months 1.80% pa 2.55% pa 2.60% pa 2.65% pa
5 months 1.80% pa 2.70% pa 2.75% pa 2.80% pa
6 months 1.95% pa 2.95% pa 3.00% pa 3.05% pa
7 months 1.95% pa 4.00% pa 4.00% pa 4.00% pa
8 months 1.95% pa 3.20% pa 3.25% pa 3.30% pa
9 months 1.95% pa 3.25% pa 3.30% pa 3.35% pa
10 months 1.95% pa 3.35% pa 3.40% pa 3.45% pa
11 months 1.95% pa 3.40% pa 3.45% pa 3.50% pa
12 months 2.15% pa 3.70% pa 3.75% pa 3.80% pa
13-15 months 2.15% pa 3.70% pa 3.75% pa 3.80% pa
16-18 months 2.15% pa 3.70% pa 3.75% pa 3.80% pa
19-21 months 2.15% pa 3.70% pa 3.75% pa 3.80% pa
22-24 months 2.15% pa 3.70% pa 3.75% pa 3.80% pa
25-30 months 2.15% pa 3.55% pa 3.60% pa 3.65% pa
31-36 months 2.15% pa 3.55% pa 3.60% pa 3.65% pa

Why choose Australian Mutual Bank?

Footnotes:

  • 1 Calculated daily on whole balance, paid monthly on the last day of the month. Bonus rate applies where the balance has been retained and at least one deposit of $1.00 or more has been made with no withdrawals during the month, otherwise the Standard Rate applies.
  • 2 Calculated daily on the portion of the balance which falls within each of the tiers and paid monthly on the last day of the month. To be eligible for this account you must be a pensioner or a self funded retiree.
  • 3 Interest is calculated daily on the portion of the balance which falls within each of the tiers and paid monthly on the last day of the month unless otherwise stated. A savings account available to members aged 12 to under 18 years. Account is also available to members under 12 years of age, where the membership is held in the parents’ name in trust for the young member. Only one account per membership.
  • 4 Applicable up to $1,000,000 in aggregate for this special offer, and for a single term. Offer is available for a limited time and may be withdrawn at anytime. Interest at maturity.

* Different Terms available at request. Retail deposits only. Amounts of $1,000,000 or more are by acceptance and rates will be negotiated. Interest will be credited at maturity and annually for terms over 12 months. Terms greater than 3 months can be paid monthly or fortnightly at a rate of 0.10% p.a. below the published rates. Interest will only be compounded to the principal at maturity. Interest payments made other than on maturity will be credited to an allocated savings account or transferred electronically to a previously agreed external account. Early redemption rate: 0.05%