The all-in-one bank account that provides flexibility, security and hassle-free online transactions.
If you’re already a member you can open a new or additional Everyday Direct account using the transaction and savings account application form. Simply complete and sign the form and email it to info@australianmutual.bank or mail it to Reply Paid 7501, Silverwater NSW 2128.
If you want to become a member, find out more here.
It’s never too early to teach your children good money habits. We offer programs and accounts designed to help kids save and learn about financial wellbeing at the same time.
For more information about opening an account for your child, read about our Starter Saver.
You can link all of your accounts – including mortgages and loans – to your Everyday Direct account to easily transfer funds, track your savings, and manage bills and spending.
You can access your money anytime, anywhere:
Interest is not paid on an Everyday Direct account.
For products and services, Conditions of Use - Accounts and Access, and Fees and Charges apply. These may change or we may introduce new features or fees and charges in the future. Full details are available on this website or on request. This information is general in nature and does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions before deciding. Unless otherwise specified, the products and services described on this website are available only in Australia from or through Australian Mutual Bank a division of Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL and Australian Credit Licence 238981.
1 Mobile Wallet - You should consider whether this service is appropriate for you before acquiring it. Terms and conditions apply to the use of Mobile Wallet and are available on our website. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card via your Mobile Wallet. Internet data charges may be incurred through your mobile service provider – check with your Internet Service Provider for more details.
Google Pay - You should consider whether this service is appropriate for you before acquiring it. Terms and conditions apply to the use of Google PayTM and Teachers Mutual Bank Limited Mobile Wallet and are available on our website. Smart phone must be NFC (Near Field Communication) enabled and running Lollipop 5.0 and above. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Google PayTM. Internet data charges may be incurred through your mobile service provider – check with your Internet Service Provider for more details. Android, Google PayTM and Google logo are trademarks of Google Inc.
Apple Pay - You should consider whether this service is appropriate for you before acquiring it. Terms and conditions apply to the use of Apple Pay and Teachers Mutual Bank Limited Mobile Wallet and are available on our website. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Apple PayTM. Internet data charges may be incurred through your mobile service provider – check with your Internet Service Provider for more details. Apple, the Apple logo, Apple Pay, Apple Watch, iPad and iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps, with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/en-au/102896.
Samsung Pay - You should consider whether this service is appropriate for you before acquiring it. Terms and conditions apply to the use of Samsung Pay and Teachers Mutual Bank Limited Mobile Wallet and are available on our website. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Samsung Pay. Internet data charges may be incurred through your mobile service provider – check with your Internet Service Provider for more details. For more information and a list of compatible Samsung Pay devices visit our page about Samsung Pay.
2 Mobile App - You should consider whether this service is appropriate for you before acquiring it. For additional information please refer to our Security Guide for electronic transactions and the Mobile App Terms of Use. Internet connection is needed to access the Mobile App. Normal mobile data charges apply. We test mobile banking to ensure compatibility with the majority of popular devices, but cannot guarantee compatibility with all devices and operating systems. The Mobile App is free to download, however your mobile network provider may charge you for accessing data on your phone. We recommend that you read the App Terms of Use and consider if this service is appropriate to you prior to making a decision to use the Mobile App. We test the Mobile App to ensure compatibility with the majority of popular devices, but cannot guarantee that it will be compatible with all devices and operating systems.
3 PayID - PayID Terms of Use apply in respect of any PayID you create, attempt to create or request that we create for an Account and must be read together with any other terms and conditions that apply to the relevant Account. The complete PayID Terms of Use can be reviewed and accepted before you create any PayID within your Internet Banking.
Design and Distribution Obligations
The target market for this product will be found within the product’s Target Market Determination, available here.
