With Australian Mutual Bank, you can turn your phone or smart watch into your wallet


With a variety of popular payment methods available through Australian Mutual Bank, managing your accounts and paying has never been easier.

To pay with your device, all you need to do is load your Australian Mutual Bank Visa Debit or Visa Credit card** for a secure and simple way to pay. Digital Wallets supported by Australian Mutual Bank:

Apple Pay with Australian Mutual Bank Visa Card. The easy way to pay everyday.

Using Apple Pay is simple and it works with the devices you use every day. Your card information is secure because it isn’t stored on your device or shared when you pay. Paying in stores, apps and on the web has never been easier, safer, or more private.*


Adding your card to Apple Pay is easy. Here’s how to get started:


  • Open the Wallet app
  • Tap the plus sign in the upper-right corner
  • Enter your card’s security code to add your credit or debit card from your iTunes account.
  • Or, select Add a different card and use your camera to enter the card information*

Apple Watch

  • Open the Apple Watch app on your iPhone
  • Tap Wallet & Apple Pay and select Add a Credit or Debit Card
  • Enter your card’s security code to add your credit or debit card from your iTunes account.
  • Or, select Add a different card and use your camera to enter the card information*


  • Go to Settings
  • Tap Wallet & Apple Pay and select Add Credit or Debit Card
  • Enter your card’s security code to add your credit or debit card from your iTunes account.
  • Or, select Add a different card and use your camera to enter the card information*

When you add your Australian Mutual Bank Visa Debit Card to Apple Pay, the card will be defaulted to the Visa network for payments with Apple Pay; however you can also access all the benefits of the eftpos payment network on Apple Pay. On eftpos network members can get cash out using Apple Pay. Cardholders will need to ensure that the eftpos SAV or eftpos CHQ payment network is selected for the cash out transaction to be processed successfully.
To change the payment network on:


  • Open the Wallet app,
  • Tap on your Australian Mutual Bank Visa Debit Card
  • Tap the more button
  • Choose the network

Apple Watch

  • Double-click the side button
  • Select your Australian Mutual Bank Visa Debit Card
  • Firmly press the display
  • Choose the network


The easy, secure and private way to pay

* Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/en-us/HT208531

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.

Add your Australian Mutual Bank card to your Google Pay to start making simple, secure purchases today.

Tap and pay with your phone using Google Pay, the app that offers a smarter way to pay. Google Pay is an advanced Google product that heralds a significant shift in mobile payments. The Google Pay app allows you to use NFC capable Android devices running Lollipop (version 5.0) and above to make payments.

  • Open Google Pay on your phone or download it from the Google Play store.
  • Add your Australian Mutual Bank card by taking a photo of the card or typing in the card details.
  • Tap & Pay: No need to launch the app—simply unlock your device to pay in person with a tap of your phone wherever contactless payments are accepted or Pay in-app by selecting 'Buy with Google Pay'.
  • For transactions over $100 you will need to enter your PIN at the terminal^

Choice, Simplicity and Security

Google Pay offers a smart way to make fast purchases with compatible credit or debit card, across all compatible Android devices, that is both simple and secure.

Google Pay doesn’t send your actual credit or debit card number with your payment—so your card details stay safe. You’ll know exactly when and where your transactions occur—making it easy to catch any suspicious activity. And if your phone is ever lost or stolen, you can lock your device from anywhere, secure it with a new password, and wipe it clean of your personal information (this feature may not be available with all phones). Whether you’re in-store or in-app—with Google Pay, a simple and secure checkout is always just a phone tap away!

Samsung Pay, a mobile payment service from Samsung Electronics, is simple, safe and works almost anywhere you can swipe or tap your card. Combining NFC with Samsung’s proprietary MST technologies, Samsung Pay provides consumers with a way to pay almost anywhere you can swipe or tap a card at numerous of merchant locations.

Samsung continues to strategically expand its partnership ecosystem for Samsung Pay to provide greater flexibility, access, and choice for customers while enabling an easy and safe payment experience. Samsung Pay is compatible with select cards and Samsung devices.

Visit www.samsung.com/au/apps/samsungpay to learn more.

Make purchases on the go with just a tap—no wallet or smartphone needed.

Fitbit Pay™ is an easy way to make purchases right from your wrist.

If you’re on the go or without your phone or wallet, you can still shop at your favorite stores or pay for public transport - anywhere contactless payments are accepted. Plus, your card information is never shared with retailers or Fitbit, so it stays private.

You may add up to 6 credit or debit cards to your wallet in the Fitbit app.

Where can I use Fitbit Pay?

Use Fitbit Pay to make purchases at any store that accepts contactless payments or pay for public transport on participating transit systems.

To determine if the store accepts Fitbit Pay, look for the symbol below on the payment terminal:

Using Fitbit Pay is easy. Here’s how to get started:

  • Open the Fitbit app on your phone and navigate to your watch or tracker settings.
  • Tap Fitbit Wallet and follow the instructions to add your card.
  • If you haven’t created a PIN code for your watch or tracker, you will be asked to set one.
  • Enter your card details and billing information. Your card details will be sent securely to your bank for verification.
  • You’ll be prompted to accept the terms and conditions. (You may also be asked to complete further identity verification.)
  • Once you’re done, Fitbit Pay will sync the activated card to your watch or tracker via Bluetooth.
  • Follow the tutorial on the display to learn how to use Fitbit Pay at checkout.

That’s it! You're ready to make purchases from your watch or tracker.

  • Navigate to Wallet on your device and put your screen near the NFC enabled payment terminal.
  • If prompted, enter your 4-digit watch PIN code.
  • After your card appears on the screen, hold your wrist near the payment terminal. When the payment succeeds, your watch or tracker vibrates and you’ll see a confirmation on the screen.
  • If the payment terminal doesn’t recognize Fitbit Pay, make sure the watch or tracker face is near the reader and that the cashier knows you’re using a contactless payment.
    For a detailed list of instructions by device see the help article here.

Fitbit Pay is only available on Sense, Versa 3, Versa 2, Versa Special Edition, Ionic, Charge 3 Special Edition and Charge 4. For more information about the Fitbit Pay Privacy Policy, Security Overview and Terms of Service, click here.

Available only on eligible Fitbit wearables - view the Fitbit Pay website for a full list of supported wearable devices: https://www.fitbit.com/fitbit-pay. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit Inc.

Payments that move with you.

Garmin Pay, the fast, safe and convenient way to pay when you are on the go. No cards? No cash? No phone? No problem.

Now you can make payments with nothing but your compatible Garmin watch. Almost effortless to use, Garmin Pay protects your payments with watch-specific card numbers and transaction codes – allowing you to pay with confidence.

Privacy and Security

Garmin takes the security of your payment information seriously. That’s why Garmin Pay protects you by using watch-specific card numbers and transaction codes every time you make a purchase. And your card number is not stored on your device, on Garmin servers or passed to merchants when you pay. So you pay with confidence.

Getting started is easy

Adding your Australian Mutual Bank card to Garmin Pay is simple, quick and done through Garmin Connect Mobile App.

Step 1: Open the app on your phone and go to Garmin Devices. Choose your device, then tap Garmin Pay and Create Your Wallet.

Step 2: Create a four-digit passcode to keep your digital wallet on your watch secure.

Step 3: Add your Australian Mutual Bank card by selecting card type, and manually entering the card data or scan using your phone’s camera.

Step 4: Verify your identity using the one-time passcode sent to your phone or email, or by calling us. Once the verification is complete, your card will be added to your wallet.

And you’re ready to shop!

Garmin Pay is super easy to use, letting you make purchases anywhere you see the contactless payment symbol.

Step 1: Simply enter your passcode on your watch.

Step 2: Select your Australian Mutual Bank Visa card from your virtual wallet.

Step 3: Place the watch screen near the contactless payment terminal to pay.

And you're done!

Compatible devices can be found here

​Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

Try our mobile banking app

iOS & Android available. 

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Why choose Australian Mutual Bank?


**If you're under the age of 13, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay are not available and you can't add a card in the Wallet app.

Access to the system is subject to availability. We do not charge a fee to allow you to use your Visa card via your Mobile Wallet. Internet data charges may be incurred through your mobile service provider. Check with your internet service provider for more details.