Login

All Purpose Personal Loan

Pay for your holiday, wedding or get your debt under control with a personal loan

When it’s time to make a big purchase or there is an unexpected expense, our All Purpose Personal Loan has got you covered. This versatile loan can be used to buy a car, pay for your wedding or even a much needed holiday. You can borrow2 anywhere from $4,000 to $80,000 for a maximum term of six years so you’re in control of the repayments.

Did you know a personal loan can also be used to get on top of you other debts? You can borrow up to $50,000 to consolidate your other debts3 into one, easy to manage weekly, fortnightly or monthly payment.

With fee-free redraw, flexible repayment options and no ongoing fees, why not spoil yourself today.

11.99 % p.a. Interest rate 12.21 % p.a. Comparison rate

Apply now

Enquire now

Product Features:

All Purpose Personal Loan
Redraw facility : Yes
Additional repayments accepted : Yes
Minimum loan amount : $4,000
Maximum loan amount : $80,000
Fees
Establishment fee : $150
Annual fee : $0
Monthly fee : $0
Redraw fee : $0
All Purpose Personal Loan Rate p.a.
Interest Rate 11.99% p.a.  
Comparison Rate 12.21% p.a.

View our range of Calculators

View our range of Loan interest rates

View our Fees and charges

View the Target Market Determination for this product

Not ready to apply but simply wish to make an enquiry?

Leave your details below and one of our consultants will be in touch.

 

All applications for credit are subject to our responsible lending criteria. Fees and Charges apply. You can find our Consumer Lending terms and conditions and Credit Card terms and conditions available online or from any of our offices.

Your privacy at the Bank is important to us. Please read our Privacy Framework along with our Privacy Notice and our Privacy Consent - Lending.

If you submit this form, the Bank may contact you about products and services we offer which may be of interest to you, unless you have opted out of receiving marketing communications. If you are not an existing member, and you do not take out the product or service this form relates to, the Bank will not use your personal information from this form for marketing purposes after 6 months from when you submit the form. For more information, please refer to our Privacy and Credit Reporting Policy. 

How to apply

Apply Online

Get started online, the application process is quick and easy!

Phone

A home loan specialist will answer all your questions and help move your application along.

Mobile Banker

Our Mobile Bankers located in NSW can come to visit you at home, at work or wherever else is convenient for you.

Why choose Australian Mutual Bank?

  • 100% Customer owned

    On becoming a member of our bank, you're not just a customer, you're an owner!

  • Ethical banking

    The benefit of our members, society, and the planet drives everything we do

  • Friendly service

    Our number one goal is to give you the best overall banking experience we can

  • Safe and secure

    Eligible deposits are protected by the Financial Claims Scheme

Footnotes:

  • 1 WARNING: Comparison rates quoted are based on $30,000 for a term of 5 years for Car Loans and All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.

2 Membership eligibility applies to join the Bank. All applications for credit are subject to our responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.

3 Debt consolidation is $50K maximum. For information on debt consolidation, visit ASIC’s website.

Design and Distribution Obligations

The target market for this product will be found within the product’s Target Market Determination, available here.

I want to
Rates and fees
Products
Business
About Us

 

The ethical alternative
Contact
Tools & Calculators

 

Australian Mutual Bank acknowledges the Traditional Owners and Custodians of the land where our office is located in Surry Hills, Sydney as the Gadigal people of the Eora Nation. We further acknowledge the Traditional Owners and Custodians of Country from where our members and employees reside.

We extend our deep respect to Elders, past and present, and emerging Community leaders for maintaining enduring connections that protect and care for Country for a sustainable future.

Disclosures | Security | Privacy | BSB: 611 100

Australian Mutual Bank is a division of Teachers Mutual Bank Limited.

For products and services, conditions, fees and charges apply. These may change or we may introduce new features or fees and charges in the future. Full details are available on this website or on request. Lending criteria apply to approval of credit products. This information is general in nature and does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specified, the products and services described on this website are available only in Australia from or through Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL and Australian Credit Licence 238981.

© 2026 Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence 238981