On becoming a member of our bank, you're not just a customer, you're an owner!
Our Basic home loan keeps things simple and saves you money with a lower interest rate
Basic Variable Rate Home Loan
|Redraw facility :||Yes|
|Offset account :||No|
|Additional repayments accepted :||Yes|
|Minimum loan amount :||$20,000|
|Maximum Loan to Valuation Ratio (LVR) :||80%|
|Maximum Loan to Valuation Ratio (LVR) with mortgage insurance :||95%|
|Maximum Loan to Valuation Ratio (LVR) Land only :||70%|
|Level repayments :||No|
|Enable interest capitalisation option :||No|
|Annual fee :||$0|
|Monthly fee :||$0|
|Redraw fee :||$0|
|Establishment fee :||$250|
|Valuation fees included within establishment fee :||No|
|Basic Variable Rate Home Loan||Rate p.a.|
|Interest Rate||Variable 2.54% pa|
|Comparison Rate||2.60% pa|
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