Become a better saver with a Savings Motivator account

A limited access account that motivates you to save

Base + Bonus Rate 4.40 % p.a. Interest rate

Reaching your financial goals

...how financial advice can help you

Use our online Budget Planner

Understand your expenses to save more

Home Guarantee Schemes

How you can buy your first home sooner

Welcome to Australian Mutual Bank

As fraud grows in sophistication, it's important to know what to look for.

We have prepared information and tips to help identify common scams and keep you and your money safe.

Looking for a home loan?
We’ll make your big purchase as seamless as possible!

Why choose Australian Mutual Bank?

100% Customer owned

On becoming a member of our bank, you're not just a customer, you're an owner!
Ethical banking

The benefit of our members, society, and the planet drives everything we do
Friendly service

Our number one goal is to give you the best overall banking experience we can
Safe and secure

Eligible deposits are protected by the Financial Claims Scheme

Try our Mobile Banking App

iOS & Android available.

Latest news & articles

Live in a luxury home for less

Having a comfortable and stylish home is a priority for most, but most of us don’t have the budget. However, there are plenty of ways to give your ho...

Change in Bank@Post inward cheque dishonour fee effective 7 May 2025

Please be informed that effective 7 May 2025, the Bank@Post inward cheque dishonour fee will be adjusted from $14.47 to $16.53 per transaction.

Change in international payment process effective 28 April 2025

Please be informed that effective 28 April 2025, all international payments, whether to a new payee or existing payee, will require an SMS verificati...

Travel smart: Protect yourself from holiday scams

As the cooler months approach, many Australians may be planning to escape the winter chill and head overseas for a well-deserved holiday. Whether you...

Protecting your accounts: How to deregister a device from the Mobile app

If you’ve lost your phone, upgraded to a new device, or simply want to ensure your banking details stay secure, de-registering your Mobile Banking Ap...

"Our representative from Australian Mutual Bank was extremely thorough, patient and efficient in setting up our new home loan, there was continuous dialogue all the way through the process, and everything was done in a very timely manner. This bank has fantastic products and is way more competitive with interest rates than the majors. They will be our first stop in the future when setting up any kind of banking facility."

Lindsay, VIC

Australian Mutual Bank member

Australian Mutual Bank proudly supports Barnardos Australia through the Australian Mutuals Foundation.

Important information

Footnotes:

¹ Calculated daily on whole balances. Bonus rate applies where the balance has been retained and at least one processed deposit of $1.00 or more has been made with no withdrawals during the month, otherwise the Standard Rate applies. Noting that as a result of end of month processing requirements, transactions received after 12pm (AEST) on the last day of the month may be processed the following day impacting bonus interest eligibility.

^** P&I stands for Principal and Interest repayments

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Australian Mutual Bank acknowledges the Traditional Owners and Custodians of the land where our office is located in Surry Hills, Sydney as the Gadigal people of the Eora Nation. We further acknowledge the Traditional Owners and Custodians of Country from where our members and employees reside.

We extend our deep respect to Elders, past and present, and emerging Community leaders for maintaining enduring connections that protect and care for Country for a sustainable future.

Disclosures | Security | Privacy | BSB: 611 100