Gain a bonus for being a better saver

A limited access account that motivates you to save by rewarding you with bonus interest for saving more.

Base + Bonus Rate 4.65 % p.a. Interest rate

Product Features:

Savings Motivator Account
Periodic payments : No
Funds available : Yes
Online Banking : Yes
Direct Entry (Credit/Debit) : Yes
Interest income : Calculated daily, paid monthly
Debit card : No
BPAY® : Yes
Annual fee : $0
Monthly fee : $0
Savings Monitor Rate p.a.
Highest rate available (includes standard interest + bonus interest) 4.65% p.a.
Bonus Interest 4.30% p.a.
Standard Interest 0.35% p.a.

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Why choose Australian Mutual Bank?


  • 1 Calculated daily on whole balances. Bonus rate applies where the balance has been retained and at least one processed deposit of $1.00 or more has been made with no withdrawals during the month, otherwise the Standard Rate applies. Noting that as a result of end of month processing requirements, transactions received after 12pm (AEST) on the last day of the month may be processed the following day impacting bonus interest eligibility.