A special intro rate to jump-start your home loan

For the first 3 years of your loan save on interest with a lower introductory rate

Can't decide between a variable or fixed home loan?

You might consider splitting your home loan into part fixed, part variable rate so you can access both certainty and flexibility, in a ratio that works for you. Call us on 13 61 91 or fill the enquiry form below to speak with one of our mortgage specialists for more information about a split home loan for you to decide whether this may be suitable for you.

Special Offer 3 Year Discounted Basic Variable Rate Rate p.a.
Interest Rate  
Comparison Rate

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How to apply

Apply Online

Ready to apply or you simply want a conditional pre-approval? Get started online in under 10 minutes.


A home loan specialist will answer all your questions and help move your application along.

Mobile Banker

Our Mobile Bankers located in NSW can come to visit you at home, at work or wherever else is convenient for you.

Guides for home buying

Why choose Australian Mutual Bank?


5 Request a Home Loan Key Facts Sheet. All applications are subject to Australian Mutual Bank Ltd normal lending criteria. Fees and charges, terms and conditions apply.

6 Fee waivers exclude government fees such as mortgage registration and transfer fees. Fees waived include establishment fee, mortgage service fee and one valuation fee per loan (commercial property valuations are not included in the fee waiver).

7 Family Support is available for borrowers, especially first home buyers with no deposit, who have an immediate family member that is willing and able to offer security, e.g. their own property, as Guarantor on the loan to secure a portion of the loan. The Guarantor's financial position should be such that they are able to meet their obligations under the guarantee. Non-Resident guarantors are not eligible.

* 3yr disc. variable refers to 3 Year Discounted Basic Variable Rate.