You might consider splitting your home loan into part fixed, part variable rate so you can access both certainty and flexibility, in a ratio that works for you. Call us on 13 61 91 or fill the enquiry form below to speak with one of our mortgage specialists for more information about a split home loan for you to decide whether this may be suitable for you.
When it comes to financing the purchase of a home, borrowers are often faced with the dilemma of choosing between a fixed-rate mortgage and a variabl...
A significant expansion of criteria for the Home Guarantee Scheme is set to come into effect from 1st July 2023, with the aim to enhance the possibil...
Imagine you have a giant fishbowl that is about a third full of jellybeans. Your goal is to get the bowl filled to the top with jellybeans. Every tim...
If you locked in a fixed-rate loan before interest rates began to rise, you may be worried about the upcoming ‘mortgage cliff’ when the term expires.
Now that interest rates are potentially on an upward swing after reaching an all-time low in recent years, many people are looking to renegotiate the...
Spring time is the most popular time of year for open houses and auctions. You may have noticed real estate signs going up in your own neighbourhood.
If you’ve decided that 2022 is the year to finally bite the bullet and purchase property, whether it be for investment or your own home, there are fe...
The Australian dream of home ownership is still strong. As our housing market begins to shift gears in 2022, perhaps there will finally be an ‘in’ f...
There may be hope for those who have been patiently waiting for the right time to finally invest in a piece of property.
Refinancing is the process of changing or moving your existing home loan, to a new home loan. This is done by either changing lenders, or staying wit...
4. Family Support is available for borrowers, especially first home buyers with no deposit, who have an immediate family member that is willing and able to offer security, e.g. their own property, as Guarantor on the loan to secure a portion of the loan. The Guarantor's financial position should be such that they are able to meet their obligations under the guarantee. Non-Resident guarantors are not eligible.
5. Request a Home Loan Key Facts Sheet. All applications are subject to Australian Mutual Bank Ltd normal lending criteria. Fees and charges, terms and conditions apply.
