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Product summary

Principal and Interest Interest Rate Comparison Rate
Basic Variable LVR up to 60% 5.94% p.a. 6.00% p.a.
Basic Variable LVR > 60% - 70% 6.19% p.a. 6.25% p.a.
Basic Variable LVR > 70% - 80% 6.19% p.a. 6.25% p.a.
Basic Variable LVR > 80% - 90% 6.59% p.a. 6.66% p.a.
Basic Variable LVR > 90% 6.94% p.a. 7.01% p.a.
1 Year Fixed 6.49% p.a. 6.20% p.a.
2 Year Fixed 6.59% p.a. 6.25% p.a.
3 Year Fixed 6.69% p.a. 6.33% p.a.
4 Year Fixed 6.79% p.a. 6.41% p.a.
5 Year Fixed 6.84% p.a. 6.49% p.a.
Variable Rollover 5.94% p.a. 6.00% p.a.
Standard Variable 8.49% p.a. 8.56% p.a.

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Your Way Plus Owner Occupier Home Loan

Take advantage of a home loan with offset and much more with our package home loan.

  • Establishment fee waived (Normally $600)
  • Available for first home loans
  • 100% Offset facility
  • Var Rate P&I LVR up to 60% 5.94 % p.a. Interest rate
  • 6.24 % p.a.
    Comparison rate
Apply now Learn more

Your Way Owner Occupier Home Loan

Keep it simple with our basic low-rate home loan with flexible options to help you to do your home loan, your way.

  • Get the best of both worlds with fixed and variable rate options.
  • Get the security of unlimited fee-free redraw.
  • Make unlimited additional repayments on variable loans.
  • Basic Var P&I LVR up to 60% 5.94 % p.a. Interest rate
  • 6.00 % p.a.
    Comparison rate
Apply now Learn more

Product Comparison Style - Horizontal

Your Way Plus Owner Occupier Home Loan

Take advantage of a home loan with offset and much more with our package home loan.

  • Establishment fee waived (Normally $600)
  • Available for first home loans
  • 100% Offset facility
  • Var Rate P&I LVR up to 60% 5.94 % p.a. Interest rate
  • 6.24 % p.a.
    Comparison rate
Apply now Learn more

Your Way Owner Occupier Home Loan

Keep it simple with our basic low-rate home loan with flexible options to help you to do your home loan, your way.

  • Get the best of both worlds with fixed and variable rate options.
  • Get the security of unlimited fee-free redraw.
  • Make unlimited additional repayments on variable loans.
  • Basic Var P&I LVR up to 60% 5.94 % p.a. Interest rate
  • 6.00 % p.a.
    Comparison rate
Apply now Learn more

Footnotes:

  • 1 Loan to Value Ratio (LVR) is the ratio of money you borrow compared to the value of the property used as security, as determined by the Bank.
  • 2 Comparison rate warning: Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.
  • 3 At the end of a Your Way Fixed rate period, the interest rate reverts to the applicable Your Way Variable Rollover rate with principal and interest repayments unless borrower selects another eligible product. For Your Way Plus fixed rate loans, the revert rate is also determined by the Loan to Value Ratio (LVR) at the commencement of the fixed rate period
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Australian Mutual Bank acknowledges the Traditional Owners and Custodians of the land where our office is located in Sydney, as the Gadigal people of the Eora Nation. We further acknowledge the Traditional Owners and Custodians of Country from where our members and employees reside.

We extend our deep respect to Elders, past and present, and emerging Community leaders for maintaining enduring connections that protect and care for Country for a sustainable future.

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Australian Mutual Bank is a division of Teachers Mutual Bank Limited.

For products and services, conditions, fees and charges apply. These may change or we may introduce new features or fees and charges in the future. Full details are available on this website or on request. Lending criteria apply to approval of credit products. This information is general in nature and does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specified, the products and services described on this website are available only in Australia from or through Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL and Australian Credit Licence 238981.

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