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8.99% p.a.

 

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Let us make your first home purchase a rewarding experience

  • Establishment fee waived ($250)
  • Valuation fee waived (up to $500)
  • Offset 100% of the balance
  • Variable 6.44 % p.a. Interest rate
  • 6.48 % p.a.
    Comparison rate

Take root and grow with a GumLeaf Home Loan

  • New loans from $50,000 only
  • Offset 100% of the balance
  • Rates are based on your loan-to-value ratio
  • ≤60%LVR 5.99 % p.a. Interest rate
  • 6.06 % p.a.
    Comparison rate

The evergreen, no frills Basic GumLeaf Home Loan, built for value

  • New loans from $50,000 only
  • No annual fee
  • Rates are based on your loan-to-value ratio
  • ≤60% LVR 5.89 % p.a. Interest rate
  • 5.96 % p.a.
    Comparison rate

Looking to buy your first home? We have an affordable loan for you

  • Affordable 40-year loan term
  • Establishment fee waived ($250)
  • Valuation fee waived (up to $500)
  • Variable 6.19 % p.a. Interest rate
  • 6.23 % p.a.
    Comparison rate

We'll make your big purchase as seamless as possible

  • Establishment fee waived ($250)
  • Valuation fee waived (up to $500)
  • Family Support Option available
  • 2 Year Fixed 5.49 % p.a. Interest rate
  • 6.29 % p.a.
    Comparison rate

Product Comparison Style - Horizontal

Let us make your first home purchase a rewarding experience

  • Establishment fee waived ($250)
  • Valuation fee waived (up to $500)
  • Offset 100% of the balance
  • Variable 6.44 % p.a. Interest rate
  • 6.48 % p.a.
    Comparison rate

Take root and grow with a GumLeaf Home Loan

  • New loans from $50,000 only
  • Offset 100% of the balance
  • Rates are based on your loan-to-value ratio
  • ≤60%LVR 5.99 % p.a. Interest rate
  • 6.06 % p.a.
    Comparison rate

The evergreen, no frills Basic GumLeaf Home Loan, built for value

  • New loans from $50,000 only
  • No annual fee
  • Rates are based on your loan-to-value ratio
  • ≤60% LVR 5.89 % p.a. Interest rate
  • 5.96 % p.a.
    Comparison rate

Looking to buy your first home? We have an affordable loan for you

  • Affordable 40-year loan term
  • Establishment fee waived ($250)
  • Valuation fee waived (up to $500)
  • Variable 6.19 % p.a. Interest rate
  • 6.23 % p.a.
    Comparison rate

We'll make your big purchase as seamless as possible

  • Establishment fee waived ($250)
  • Valuation fee waived (up to $500)
  • Family Support Option available
  • 2 Year Fixed 5.49 % p.a. Interest rate
  • 6.29 % p.a.
    Comparison rate

Footnotes:

  • 1 Loan available for all purposes except debt consolidation. New loans only - no payout of existing Australian Mutual Bank loans.
  • 2 At the end of the fixed period the rate reverts to the Owner Occupied Standard Variable rate.
  • 3 This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All loan applications are subject to Australian Mutual Bank Ltd normal lending criteria. Fees and charges, terms and conditions apply.
  • 4 Special Offer 3 Year Discounted Basic Variable Rate is applicable to loan applications received on or after the 25th October 2024 and is subject to change without notice. Not available in conjunction with any other offer. New money only with a minimum borrowing amount of $500,000 and a maximum LVR of 80%. The discounted rate is 0.50% below the Basic Variable Rate Home Loan Owner Occupied rate and will remain so for a 3 year period. At the end of the 3 year period, the rate reverts to the current offering of the Basic Variable Rate Home Loan Owner Occupied rate applicable at the time.
  • 5 Home loan information and interest rates are for new money loans only and are subject to change. Loan to Value Ratio (LVR) is the ratio or money you borrow compared to the value of the property used as security, as determined by the Bank. LVR value is determined at time of origination only.
  • 6 First Home Buyers 2 Year Fixed Rate Special Offer is applicable to loan applications received on or after 16 November 2020 and is subject to change without notice. New money only with a minimum borrowing amount of $100,000. Offer available for a limited time only and may be withdrawn once portfolio is met. At the end of the fixed period the rate reverts to the Owner Occupied Standard Variable rate.