On becoming a member of our bank, you're not just a customer, you're an owner!
Whether you want the best protection or something simple, you’ll find what you need. Through CGU we’ve got three levels of car insurance – each one customisable to match the way you drive your car.
| Features | Comprehensive | Third Party Fire & Theft | Third Party Property Damage |
| Australia-wide Cover | Yes | Yes | Yes |
| Nominated Driver option | Yes | Yes | Yes |
| Nominated Driver Low Kilometre option | Yes | No | No |
| Choice of agreed or market value | Yes | No | No |
| No Claim Bonus protection Automatic after 2 claim-free years on Rating 1 |
Yes | No | No |
| Optional windscreen extension | Yes | No | No |
| Personal items If damaged in an incident, or stolen from a locked car |
Yes - Up to $1,000 | No | No |
| Replacing your vehicle after a total loss Age and kilometre limits apply | Yes - Up to 3 years old | No | No |
| Trailer attached to your vehicle | Yes - Up to $1,000 | No | No |
| Baby capsules and child seats paid in addition to the sum insured | Yes | No | No |
| Emergency or temporary repairs | Yes - Up to $800 | Yes - Up to $800 | No |
| Recoding of locks and barrels after theft of keys | Yes - Up to $1,000 | Yes - Up to $1,000 | No |
| Choice of repairer | Yes | Yes | Yes |
| Uninsured motorist damage Not at-fault collision with an uninsured motorist |
Yes - No limit | Yes - Up to $5,000 | Yes - Up to $5,000 |
| Hire car after theft or attempted theft | Yes - Up to 21 days | Yes - Up to 21 days | No |
| Optional hire car after an incident | Yes - Up to 21 days | No | No |
| $30 million liability cover Damage to another person’s property |
Yes | Yes | Yes |
This table is a summary of highlighted features and benefits only. Please refer to the CGU Motor Vehicle Insurance Product Disclosure Statement (PDS), Target Market Determinations and Policy for full terms and conditions.
General insurance issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Australian Mutual Bank Ltd ABN 93 087 650 726 acts under an agreement with the insurer. Any advice is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase the insurance policy, you should consider your personal circumstances and the relevant Product Disclosure Statement available on this website.
