The Australian Government supports eligible home buyers to purchase a home sooner with a low minimum deposit. Find out which scheme is for you.

First Home Loan Deposit Scheme (FHLDS)

Australian Mutual Bank is proud to be a Participating Lender in the Australian Government's First Home Loan Deposit Scheme (FHLDS). The Australian Government supports eligible home buyers to purchase a home sooner, under the FHLDS where eligible first home buyers can purchase a modest home with a deposit of as little as 5 per cent.

For details and a comprehensive list of eligibility criteria, please read the NHFIC First Home Loan Deposit Scheme Fact Sheet.

New Home Guarantee (NHG)

The New Home Guarantee aims to support first home buyers wanting to build or purchase a new home with as little as 5% deposit. Higher property price caps available in selected areas.

For more details and a comprehensive list of eligibility criteria, please read the NHFIC New Home Guarantee Fact Sheet.

Family Home Guarantee (FHG)

The Family Home Guarantee aims to support eligible single parents with at least one dependent child in purchasing a family home, regardless of whether that single parent is a first home buyer or a previous home owner. You can use the Family Home Guarantee to build a new home or buy an existing home with a deposit of as little as 2%.

For more details and a comprehensive list of eligibility criteria, please read the Family Home Guarantee Fact Sheet. When you’re ready to apply, you can fill out the form below to request a call from a lending specialist who will help you with your application.

Talk to a lending specialist today

Even if you feel that buying a property is still a long way off for you, our friendly staff can talk you through the process and offer you some guidance to ensure you are on the right path. View the Home Buyer's Guide to find out more about the process of buying a home and for some handy hints and tips.

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