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Fixed rate coming to an end? We are here to help you choose the most suitable products for your needs.

If you require any assistance or have any questions, please do not hesitate to contact our Member Relations Team on 02 9678 2124 (Mon - Fri: 8am - 5pm) or email memberrelations@australianmutual.bank. Our friendly team is available to guide you through the process and answer any queries you may have. 

Can't decide between a variable or fixed home loan?

You might consider splitting your home loan into part fixed, part variable rate so you can access both certainty and flexibility, in a ratio that works for you. Speak with one of our mortgage specialists for more information about a split home loan for you to decide whether this may be suitable for you.

Investment home loan options

GumLeaf Investment Variable Rate (Principal & Interest)

Let us help you build that residential investment property portfolio

  • New Loans from $50,000 only
  • Offset 100% of the balance
  • Rates are based on your loan-to-value ratio
  • ≤60% LVR 6.19 % p.a. Interest rate
  • 6.26 % p.a.
    Comparison rate
Apply now Learn more

Investment Variable Rate (Principal & Interest)

Let us help you build that residential investment property portfolio

  • New Loans from $20,000 only
  • Offset 100% of the balance
  • No monthly or annual fees
  • Variable 6.94 % p.a. Interest rate
  • 7.02 % p.a.
    Comparison rate
Apply now Learn more

GumLeaf Investment Variable Rate (Interest Only)

Let us help you build that residential investment property portfolio

  • New loans from $50,000 only
  • Offset 100% of the balance
  • Rates are based on your loan-to-value ratio
  • ≤60%LVR 6.44 % p.a. Interest rate
  • 6.50 % p.a.
    Comparison rate
Apply now Learn more

Fixed Investment (Interest Only)

An Investment Home loan that allows you to fix your rate for 1-5 years

  • Interest Only
  • New Loans from $20,000 only
  • Additional repayments up to $20,000 without penalty
  • 3 Year Fixed 6.24 % p.a. Interest rate
  • 6.92 % p.a.
    Comparison rate
Apply now Learn more

Investment Variable (Interest Only)

Pay interest only repayments with this special product for investors

  • Interest Only
  • New Loans from $20,000 only
  • Offset 100% of the balance
  • Variable 7.04 % p.a. Interest rate
  • 7.10 % p.a.
    Comparison rate
Apply now Learn more

Fixed Investment (Principal & Interest)

An Investment Home loan that allows you to fix your rate for 1-5 years

  • Principal & Interest
  • New Loans from $20,000 only
  • Additional repayments up to $20,000 without penalty
  • 3 Year Fixed 6.04 % p.a. Interest rate
  • 6.75 % p.a.
    Comparison rate
Apply now Learn more

Not ready to apply but simply wish to make an enquiry?

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  • 100% Customer owned

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Footnotes:

  • 1 Home loan information and interest rates are for new money loans only and are subject to change. Loan to Value Ratio (LVR) is the ratio or money you borrow compared to the value of the property used as security, as determined by the Bank. LVR value is determined at time of origination only.
  • 2 This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All loan applications are subject to Australian Mutual Bank Ltd normal lending criteria. Fees and charges, terms and conditions apply.
  • 3 At the end of the fixed period the rate reverts to the Investment Variable Rate Home Loan with Offset.
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Australian Mutual Bank acknowledges the Traditional Owners and Custodians of the land where our office is located in Surry Hills, Sydney as the Gadigal people of the Eora Nation. We further acknowledge the Traditional Owners and Custodians of Country from where our members and employees reside.

We extend our deep respect to Elders, past and present, and emerging Community leaders for maintaining enduring connections that protect and care for Country for a sustainable future.

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Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review Australian Mutual Bank Ltd Account and Access Facility Conditions of Use and Financial Services Guide before acquiring the product.

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