Special Offer Investment 2 Year Fixed Rate (Interest Only)

No monthly or annual fees
Advanced payments allowable up to $20,000 during the fixed period
Family Support option available³
Free redraw facility⁴
Minimum loan amount: $500,000
Maximum Loan to Valuation Ratio (LVR): 80%

5.63 % pa Interest rate 6.71 % pa Comparison rate

Can't decide between a variable or fixed home loan?

You might consider splitting your home loan into part fixed, part variable rate so you can access both certainty and flexibility, in a ratio that works for you. Call us on 13 61 91 or fill the enquiry form below to speak with one of our mortgage specialists for more information about a split home loan for you to decide whether this may be suitable for you.

Why choose Australian Mutual Bank?

100% Customer owned

On becoming a member of our bank, you're not just a customer, you're an owner!
Ethical banking

The benefit of our members, society, and the planet drives everything we do
Friendly service

Our number one goal is to give you the best overall banking experience we can
Safe and secure

Eligible deposits are protected by the Financial Claims Scheme

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"As a long standing member of over 40 years with the Australian Mutual Bank, they have provided me with outstanding customer service and now that my family are also part of the Australian Mutual Bank they have continued to receive the same efficiencies and personalised service that I have experienced over the years.
We have no hesitation in recommending the Australian Mutual Bank for all their banking facilities, services and friendly staff."

Greg Rodwell

Australian Mutual Bank member

Important information

Footnotes:

¹ Special Offer Investment 2 Year Fixed Rate is applicable to loan applications received on or after 14 September 2023 and is subject to change without notice. New money only with a minimum borrowing amount of $500,000 and a maximum LVR of 80%. Offer available for a limited time only and may be withdrawn once portfolio is met. At the end of the fixed period the rate reverts to the Investment Variable Rate Home Loan with Offset.
² This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All loan applications are subject to Australian Mutual Bank Ltd normal lending criteria. Fees and charges, terms and conditions apply.

^3. Family Support is available for borrowers, especially first home buyers with no deposit, who have an immediate family member that is willing and able to offer security, e.g. their own property, as Guarantor on the loan to secure a portion of the loan. The Guarantor's financial position should be such that they are able to meet their obligations under the guarantee. Non-Resident guarantors are not eligible.

^4. You must be at least one month's repayment in advance to obtain a redraw.

Lock in a great rate for your investment dream