Special Offer - Owner Occupied 3 Years Fixed Rate Home Loan

Find the property you love and we'll make sure that you get a more generous home loan deal.

3 Year Fixed 5.48 % p.a. Interest rate 6.24 % p.a. Comparison rate

Why choose Australian Mutual Bank?

Not ready to apply but simply wish to make an enquiry?

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Privacy

The Privacy Act requires us to tell you about how we collect and use your personal information before we collect it. We explain this in our Privacy Notification which is available here.


"We're good borrowers, so our home loan is with Australian Mutual Bank"

George and Celeste

"I have no hesitation in often recommending Australian Mutual Bank to friends, colleagues and family."

My family have been members of Australian Mutual Bank for over a decade. We’re a pretty busy family, so dealing remotely and outside of normal hours which can often be a challenge is never a problem with the team at Australian Mutual Bank. In particular, the setup and ongoing management of our complex mortgage loan requirements have been a positive experience via the bank’s highly capable mobile specialists and support team behind the scenes.
Jason Tattershall

"I have no hesitation in often recommending Australian Mutual Bank to friends, colleagues and family."

We’re a pretty busy family, so dealing remotely and outside of normal hours which can often be a challenge is never a problem for the Bank. In particular, the setup and ongoing management of our complex mortgage loan requirements have been a positive experience via the bank’s highly capable mobile specialists and support team behind the scenes.
Jason Tattershall

"Customer service excels! Concerns re: a scam and the follow up was exceptional.

'My Bank' shines!'"

Donnelle, NSW

Australian Mutual Bank member

Make purchases on the go with just a tap—no wallet or smartphone needed.

Fitbit Pay™ is an easy way to make purchases right from your wrist.

If you’re on the go or without your phone or wallet, you can still shop at your favorite stores or pay for public transport - anywhere contactless payments are accepted. Plus, your card information is never shared with retailers or Fitbit, so it stays private.

You may add up to 6 credit or debit cards to your wallet in the Fitbit app.

Where can I use Fitbit Pay?

Use Fitbit Pay to make purchases at any store that accepts contactless payments or pay for public transport on participating transit systems.

To determine if the store accepts Fitbit Pay, look for the symbol below on the payment terminal:

Using Fitbit Pay is easy. Here’s how to get started:

  • Open the Fitbit app on your phone and navigate to your watch or tracker settings.
  • Tap Fitbit Wallet and follow the instructions to add your card.
  • If you haven’t created a PIN code for your watch or tracker, you will be asked to set one.
  • Enter your card details and billing information. Your card details will be sent securely to your bank for verification.
  • You’ll be prompted to accept the terms and conditions. (You may also be asked to complete further identity verification.)
  • Once you’re done, Fitbit Pay will sync the activated card to your watch or tracker via Bluetooth.
  • Follow the tutorial on the display to learn how to use Fitbit Pay at checkout.

That’s it! You're ready to make purchases from your watch or tracker.

  • Navigate to Wallet on your device and put your screen near the NFC enabled payment terminal.
  • If prompted, enter your 4-digit watch PIN code.
  • After your card appears on the screen, hold your wrist near the payment terminal. When the payment succeeds, your watch or tracker vibrates and you’ll see a confirmation on the screen.
  • If the payment terminal doesn’t recognize Fitbit Pay, make sure the watch or tracker face is near the reader and that the cashier knows you’re using a contactless payment.
    For a detailed list of instructions by device see the help article here.

Fitbit Pay is only available on Sense, Versa 3, Versa 2, Versa Special Edition, Ionic, Charge 3 Special Edition and Charge 4. For more information about the Fitbit Pay Privacy Policy, Security Overview and Terms of Service, click here.

Available only on eligible Fitbit wearables - view the Fitbit Pay website for a full list of supported wearable devices: https://www.fitbit.com/fitbit-pay. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit Inc.

Payments that move with you.

Garmin Pay, the fast, safe and convenient way to pay when you are on the go. No cards? No cash? No phone? No problem.

Now you can make payments with nothing but your compatible Garmin watch. Almost effortless to use, Garmin Pay protects your payments with watch-specific card numbers and transaction codes – allowing you to pay with confidence.

Privacy and Security

Garmin takes the security of your payment information seriously. That’s why Garmin Pay protects you by using watch-specific card numbers and transaction codes every time you make a purchase. And your card number is not stored on your device, on Garmin servers or passed to merchants when you pay. So you pay with confidence.

Getting started is easy

Adding your Australian Mutual Bank card to Garmin Pay is simple, quick and done through Garmin Connect Mobile App.

Step 1: Open the app on your phone and go to Garmin Devices. Choose your device, then tap Garmin Pay and Create Your Wallet.

Step 2: Create a four-digit passcode to keep your digital wallet on your watch secure.

Step 3: Add your Australian Mutual Bank card by selecting card type, and manually entering the card data or scan using your phone’s camera.

Step 4: Verify your identity using the one-time passcode sent to your phone or email, or by calling us. Once the verification is complete, your card will be added to your wallet.

And you’re ready to shop!

Garmin Pay is super easy to use, letting you make purchases anywhere you see the contactless payment symbol.

Step 1: Simply enter your passcode on your watch.

Step 2: Select your Australian Mutual Bank Visa card from your virtual wallet.

Step 3: Place the watch screen near the contactless payment terminal to pay.

And you're done!

Compatible devices can be found here

​Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

Footnotes:

  • 1 At the end of the fixed period the rate reverts to the Owner Occupied Standard Variable rate.
  • 2 This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All loan applications are subject to Australian Mutual Bank Ltd normal lending criteria. Fees and charges, terms and conditions apply.