Key Facts about this Credit Card
Correct as at: 08 September 2024 Logo
Australian Credit Licence Number: 236476

This information sheet is an Australian Government requirement under the
National Consumer Credit Protection Act 2009

Description of credit card

Product name

 Visa Credit Card

Minimum credit limit

 $1000

Minimum repayments

 2.5%

Interest on purchases

 10.49% p.a

Interest free days

 55 days

Interest on cash advances

 15.49% p.a

Promotional interest rate

 10.49% p.a

Balance transfer interest rate

 10.49% p.a for 6 months

Annual fee

 $30

Late payment fee

 $15

There may be circumstances in which you have to pay other fees. You can only be charged a fee for exceeding your credit limit if you separately agree to being charged that fee. A full list of current fees applicable to this credit card can be obtained from https://australianmutual.bank/cards/visa-credit-card/.


For more information on choosing and using credit cards visit the ASIC consumer website at www.moneysmart.gov.au.


The terms on which this credit card is offered can change over time. You can check if any changes have been made by visiting https://australianmutual.bank/cards/visa-credit-card/.